Product Owner, Business Banking

Role Overview

• Define functional requirements, integration needs, user experience expectations, and deployment approaches for new and enhanced platform capabilities.
• Develop well‑formed user stories, problem statements, and acceptance criteria to support efficient team execution.
• Partner with development teams to ensure delivered features meet agreed-upon requirements, quality standards, and timelines.
• Support sprint sequencing, incremental delivery planning, and ongoing refinement of work in progress.
• Participate fully in Agile ceremonies, including sprint planning, reviews, retrospectives, stand-ups, and demos.
• Maintain product quality through well-defined acceptance criteria and structured validation processes.
• Collaborate closely with Candescent clients and internal teams to gather requirements and validate designs.
• Represent the product in internal and external forums, including presenting new functionality and gathering feedback via user groups.
• Prepare documentation that explains new and existing functionality for customers and internal stakeholders.
• Contribute to short
• and long-term product roadmaps in partnership with Product Managers, ensuring alignment to strategic objectives.
• Gather and analyze customer needs, market trends, and user research to inform product direction.
• Develop deep user understanding through personas, journey maps, and other insight‑gathering methods.
• Participate in PI (Program Increment) planning to inform team backlogs and cross‑functional alignment.
• Write and prioritize user stories based on business value, user impact, and technical feasibility.
• Evaluate backlog items continuously, balancing effort versus customer value.
• Manage dependencies, facilitate cross‑team engagement, and proactively resolve blockers.
• Collaborate with Product Managers on product performance, pricing considerations, and profitability analysis.

Requirements

• Bachelor’s degree in Computer Science or related field, or equivalent field
• 5+ years of experience in the financial industry, ideally within digital, online, or mobile banking for consumer or small business markets.
• Proven experience shipping software products across the full lifecycle (definition → design → release).
• Strong understanding of complex technical and business problems in banking or financial technology.
• Hands-on experience with Agile/Scrum methodologies.
• Familiarity with industry standards such as PCI, WCAG, and FFIEC.
• Strong communication, problem‑solving, leadership, and time‑management skills.
• Ability to articulate and prioritize user needs to drive product value delivery.
• Strong analytical skills with the ability to balance customer value, user impact, and technical feasibility.

Benefits

• Health insurance
• Retirement plans
• Paid time off
• Flexible work arrangements
• Professional development