Analyze the performance of the product lines, agent, or book of business.
Evaluate profit factors and conduct analysis of performance data to provides product strategy recommendations relating to profit, growth, retention, and overall book of business.
Develop working relationships with other lines to identify product gaps and opportunities.
Research and develop concepts for complex enhanced products and services.
Work with partners in pricing/actuarial and claims to ensure product compliance and financial viability.
Produce detailed competitive research for commercial lines products using a variety of information sources and tools to support decision-making.
Analyze all available data forming conclusions regarding our competitive position in the marketplace.
Provide recommendations to leadership to take advantage of product offerings and geographical areas.
Provide expertise regarding how competitor actions and industry trends influences commercial lines ability to meet corporate and divisional goals.
Make recommendations to management regarding operational and product changes that may enhance our competitive position.
Stay up to date with all rate changes, rating enhancements and program changes by our competitors; research competitor filings, rate and rule manuals to check changes made and their impact on our competitive position.
Ensure reporting accuracy explaining drivers and insights relating to competitive position changes.

Demonstrated working knowledge of SQL (writing queries with joins, aggregations, and filters) to extract and analyze data for business insights.
Familiarity with the commercial insurance industry, including common products, coverages, underwriting concepts, and key performance metrics.
Familiarity to use analytics tools (e.g., Looker/BigQuery) to explore data, build dashboards, and deliver applicable insights.
Experience working in Agile delivery tools (e.g., Jira/Confluence) and collaborating through Microsoft Teams to document work, manage priorities, and communicate progress.
Demonstrated experience performing complex financial, actuarial or business analysis.
Experience with customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise.

Senior Product Analyst

Key skills