Commercial Credit Analyst

Role Overview

• This position is responsible for, but not limited to, serving the Credit Administration staff and Relationship Managers by providing analytical and loan decision support.
• Performs spreads and credit analysis of commercial borrowers and guarantors.
• Performs personal cash flow analysis utilizing individual tax returns and personal financial statements.
• Communicates with Relationship Managers, Portfolio Managers, and Credit Administrators as needed to convey concerns and/or risks related to loans.
• Monitors the financial position of established accounts and brings irregularities to the attention of the loan officer.

Requirements

• A bachelor’s degree in business, finance, or accounting is recommended to have a good understanding of financial statements and to make industry evaluations.
• Finance/accounting related work experience of at least five years in lieu of a college degree in business, finance, and accounting.
• Work as a Commercial Credit Analyst, or similar credit position, for a minimum of one year.
• Knowledge of personal computer, Windows and Microsoft software applications is necessary.

Benefits

• Equal Opportunity Employer, including disabled/veterans.