Owns the end-to-end SBL product lifecycle, including product design, eligibility standards, pricing methodology, collateral frameworks, and ongoing enhancements.
Defines and executes the multi-year SBL product roadmap, balancing growth, profitability, client experience, and risk discipline.
Ensures SBL product alignment with Wealth, Private Bank, Commercial, Risk, Treasury, Legal, and Operations partners.
Exercises senior judgment over credit risk, collateral risk, and margin exposure, ensuring adherence to Corporate Risk Policy and approved Risk Appetite.
Monitors portfolio trends, utilization, and performance metrics; recommends strategic adjustments as market conditions evolve.

Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
In-depth / expert knowledge of personal (primarily) and commercial credit and non-credit products, monitoring/operational processes and applications.
In-depth / expert knowledge of risk management concepts.
Expert communication and relationship management skills.
Broad and diverse background in financial service industry and expert knowledge of the banking services for the high net worth / ultra high net worth markets.
If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
Seasoned professional with a combination of education, experience and industry knowledge.

Director, Securities-Based Lending – Wealth

Key skills