Strategic Evolution of Algorithms & Workflows
Refining Logic: Lead the further development and clinical optimization of our existing medical underwriting algorithms.
Product Roadmap: Collaborate with the Product Owner to prioritize medical enhancements and translate business requirements into medical logic.
Scale & Accuracy: Ensure our underwriting engine remains state-of-the-art and adaptable for multiple international markets.
Data Synergy & Evidence-Based Logic
Collaborative Analysis: Work closely with our Data Team to validate medical assumptions against real-world data and refine our predictive models.
Data-Driven Insights: Use clinical expertise to help the data team interpret health trends and incorporate these findings into our underwriting tools.
Medical Risk Assessment & Advisory
Expert Judgment: Provide high-level medical expertise to assess complex health conditions and translate them into sustainable underwriting risks.
Internal Authority: Serve as the primary medical consultant for our product teams, offering clarity on diagnoses, symptoms, and global medical developments.
Innovation & Quality Assurance
Continuous QA: Regularly execute and oversee quality assurance processes for our tools to maintain the highest level of clinical integrity.
E-Health Trends: Keep the team ahead of the curve by monitoring international e-health innovations and integrating new clinical standards into our systems.

Education: Medical degree (University degree in Human Medicine).
Experience: Minimum 3 years of professional experience in (strategy) consulting or within the health insurance sector (e.g., medical risk management, product development, or digital health).
Cross-Functional Expert: Demonstrated track record of working effectively with Product Owners and technical teams. You are fluent in both “medicine” and “product”.
Data Affinity: Strong understanding of medical data analysis. Experience with R, Python, or similar tools is a significant advantage, as is the ability to communicate complex medical concepts to a data team.
Analytical Strength: Excellent conceptual skills with the ability to think in logical trees and structured workflows.
Independence: Proactive, owner-minded personality who thrives in a fast-paced environment with flat hierarchies.
Languages: Excellent written and verbal communication skills in both English and German are required.

The Best of Both Worlds: Enjoy Allianz Group benefits while working in a start-up culture with flat hierarchies and fast decision-making.
Real Impact: Your work will have direct business impact, and you will see the results of your initiatives live in markets across the globe.
Flexibility: Balance work and personal commitments with flexible working hours and the opportunity to regularly work from home.
Team Environment: Join a fun, diverse, and international team of highly motivated colleagues who support each other and celebrate successes together.

Medical Underwriting Expert

Key skills