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Head of Underwriting – Bridging, Specialist BTL at Castle Trust Bank | JobVerse
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Head of Underwriting – Bridging, Specialist BTL
Castle Trust Bank
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Head of Underwriting – Bridging, Specialist BTL
United Kingdom
Full Time
4 weeks ago
No Sponsorship
Apply Now
Key skills
Stakeholder Management
About this role
Role Overview
Hold and exercise a significant personal lending mandate across Bridging and Specialist BTL cases
Lead the end‑to‑end underwriting lifecycle for complex, time‑critical transactions
Ensure every bridging loan has a robust, credible and verified exit strategy
Assess non‑standard BTL cases including Ltd Co, HMO, MUFB and Expat structures
Lead, develop and mentor a team of underwriters, embedding commercial but prudent decision‑making
Own underwriting performance against SLAs, speed‑to‑offer and quality metrics
Act as a key member of the Credit Committee, presenting complex cases and influencing credit and risk policy
Build strong relationships with brokers, solicitors and valuation partners
Champion strong governance, regulatory compliance and excellent customer outcomes under SMCR
Requirements
Proven experience in manual underwriting within Bridging and Specialist BTL lending
Deep expertise in non‑standard lending, including complex property and income structures
Proven experience operating with delegated lending authority
Strong understanding of FCA regulation across regulated and non‑regulated lending
Experience presenting cases to Credit Committees and influencing risk policy
Demonstrable ability to lead, develop and motivate a specialist underwriting team
Excellent stakeholder management skills across intermediary and professional panels
Benefits
Competitive salary
Performance bonus (based on individual and company performance)
Generous contributory pension through Hargreaves Lansdown
Life Assurance
28 days’ holiday + option to buy/sell 5 days
Additional paid volunteering day
Private healthcare (BUPA single cover)
Free access to BHSF Rise EAP to support colleague health and wellbeing
Gym discounts
Season ticket travel loans (if applicable)
Apply Now
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