Develop, review, and update medical research‑based loading (RBL) papers for Protection products, translating clinical evidence into clear, defensible underwriting positions suitable for Ocean.
Conduct structured medical literature reviews, including epidemiology, prognosis, treatment advances, and outcomes relevant to Life, CI, TPD, and IP underwriting.
Synthesise medical evidence into concise, well‑structured content aligned to existing underwriting philosophy and Ocean standards.
Support prioritised Ocean Protection content refresh activity in line with agreed delivery plans and timelines.
Work closely with the AVP and existing Development Team members to ensure consistency, clarity, and quality across Protection content.
Respond to technical queries arising from Protection content reviews, clarifying medical rationale and assumptions as required.
Collaborate with underwriting developers, medical SMEs, and Ocean stakeholders to ensure medical content is fit for purpose and implementation‑ready.
Support peer review processes for Protection medical content updates.
Contribute to knowledge sharing within the Development Team to support consistent medical interpretation and application.

Strong medical research background, with proven experience reviewing, analysing, and interpreting clinical and epidemiological evidence.
Experience translating complex medical research into practical decision ‑ making guidance.
Familiarity with life insurance or reinsurance medical underwriting concepts, particularly for Protection products (Life, CI, TPD, IP).
High attention to detail with the ability to produce clear, well ‑ structured written content.
Comfortable working to defined priorities and timelines in a delivery ‑ focused environment.
Strong written communication skills, with the ability to explain medical concepts clearly to non ‑ medical stakeholders.

23 days of annual leave with option to buy/sell more days
Adoption and fertility leave
Generous enhanced parental leave
Comprehensive private insurance coverage for employee and dependents
Group Term Life Insurance coverage of 5x basic annual salary, Group Accelerated CI of 1x annual basic salary and Group Accidental Death & Dismemberment of 3x annual basic salary
Optical & Dental benefits
Additional flexi benefits
Access to Employee Assistance Program
Time off for volunteering
Charitable matching of employee donations

Senior Underwriting Developer

Key skills