Effectively manages customer financial services, accounts receivable, and risk exposure within an assigned geographic area.
Augments overall marketing and sales efforts while ensuring compliance with established financial and credit policies.
Administers the company’s credit policy by reviewing procedures and practices of marketing and sales personnel to ensure compliance.
Evaluates and approves credit lines for new and existing customers within established approval limits.
Provides recommendations to the Area Financial Services Manager (AFSM) for accounts exceeding the approval authority of a Sr. Regional Credit Analyst.
Conducts thorough financial analysis of customer financial statements to assess creditworthiness and mitigate risk.
Delivers training and guidance to customers and sales teams on available financing programs to support cash flow objectives and manage financial risk.
Builds and maintains strong relationships with local lenders, suppliers, government agencies, legal professionals, and agricultural community leaders to ensure access to reliable credit information.
Collaborates with the AFSM to identify and escalate delinquent accounts to the Special Credit Department.
Utilizes spreadsheets and financial software tools to analyze data and support decision-making.
Requires travel and a flexible work schedule to meet business needs.

Bachelor’s degree (B.A. or B.S.) from 4-year college or university
5+ years related experience and/or training
Demonstrated experience of in-depth knowledge of excel required
Ability to assess problems and situations, exercise independent judgment, and reach logical and sound decisions.
Have a strong interpersonal relationship, communication and negotiation skills.
Conduct business affairs with uncompromising honesty.

Senior Regional Credit Analyst – Tri Cities, WA

Key skills