Support AML and financial crime detection activities for a high‑visibility compliance programme.
Focus on transaction monitoring, alert investigation, risk escalation, and suspicious activity assessments in alignment with regulatory expectations.
Perform first‑level AML transaction monitoring alert reviews to distinguish false positives from genuine concerns.
Conduct initial triage of transaction monitoring alerts and assess transactional behaviour against known typologies.
Manage multiple queues of transaction and account screening alerts with accuracy and efficiency.
Handle post‑processing activities for alerts potentially linked to SAR/STR obligations under §43 of the German AML Act (GwG).
Review customer profiles, transactional histories and red‑flag indicators to determine risk relevance.
Escalate potential Suspicious Activity Reports (SARs) to senior team members in line with regulatory requirements.
Document clear, defensible rationales for alert clearance and escalation decisions.
Maintain high productivity while meeting strict quality, regulatory and audit standards.
Contribute to identifying rule gaps, control weaknesses and potential enhancements to monitoring frameworks.
Record investigations, decisions and outcomes accurately in required systems (e.g. LOCS).

Strong educational background; a degree in Finance, Legal or a STEM discipline is advantageous.
Knowledge of German AML regulations (GwG), including §43 reporting requirements.
Strong command of the German language (C1 or above).
2+ years’ experience in AML Transaction Monitoring or financial crime investigations.
Proven experience analysing transaction patterns and identifying suspicious activity.
Background working in banking environments, either in-house or through consulting/outsourced services.
Familiarity with transaction monitoring systems and screening tools.
Strong understanding of AML, financial crime risk and regulatory frameworks.
Understanding of sanctions and BSA‑related regulatory requirements.
Excellent analytical skills, attention to detail and sound judgment.
Strong written and verbal communication skills.
Proficiency across Microsoft Office, especially Excel, Word and PowerPoint.

medical, dental, and vision coverage to employees and dependents
401(k) plan with a generous employer match
employee stock purchase plan
generous Paid Time Off policy
paid parental leave and adoption assistance
Wellness Program supports employee total well-being by providing free annual health screenings and coaching, bank at work, and on-site workshops, as well as ongoing programs recognizing major events in the lives of our employees throughout the year

AML Analyst, German Speaking

Key skills