About this role
Role Overview
- Perform KYC, CDD and EDD reviews for new and existing customers in accordance with GwG requirements
- Assess customer ownership structures, business activities and source of funds/wealth
- Conduct periodic and trigger‑based KYC refreshes, ensuring customer profiles remain accurate and up to date
- Review and validate customer documentation, escalating gaps or inconsistencies where appropriate
- Apply a risk‑based approach to customer classification and ongoing monitoring
- Identify and escalate financial crime red flags related to customer onboarding and lifecycle management
- Ensure KYC decisions are clearly documented, defensible and aligned with BaFin expectations
- Support remediation exercises and regulatory reviews
- Liaise with internal stakeholders to resolve KYC issues efficiently and within SLAs
- Record reviews, outcomes and risk decisions accurately in required systems (e.g. LOCS)
- Contribute to continuous improvements in KYC processes and controls
Requirements
- Strong educational background; a degree in Finance, Legal or a STEM discipline is advantageous
- Knowledge of German AML regulations (GwG)
- Strong command of the German language (C1 or above)
- 2+ years’ experience in KYC, CDD or EDD within a banking or financial services environment
- Experience reviewing customer documentation, ownership structures and risk indicators
- Familiarity with client onboarding tools and KYC platforms
- Strong understanding of AML, financial crime risk and regulatory expectations for customer due diligence
- Ability to interpret and apply financial crime guidance and industry standards
- Excellent attention to detail with strong analytical and investigative skills
- Proficiency across Microsoft Office, especially Excel, Word and PowerPoint
Benefits
- Medical, dental, and vision coverage to employees and dependents
- 401(k) plan with a generous employer match
- Employee stock purchase plan
- Generous Paid Time Off policy
- Paid parental leave and adoption assistance
- Wellness Program providing free annual health screenings, coaching, on-site workshops, and major life event recognition