Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs
Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality.
Serve as a strategic partner to sales and senior leadership, offering expertise in credit negotiations and deal execution.
Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements.
Mentor junior credit professionals, providing training and leadership in credit risk best practices.
Proactively identifies and raises to senior leadership improvement areas in credit processes and procedures.
Uses independent judgement and discretion to make decisions regarding assigned portfolio.

Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience
8+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis
8+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.)
Deep expertise in structuring and negotiating complex credit agreements.
Strong leadership skills with the ability to influence credit strategy and policy.
In-depth understanding of macroeconomic factors and their impact on credit risk.
Proven ability to manage large portfolios and advise senior executives.
Exceptional communication and stakeholder management skills.

Senior Credit Products Specialist – Specialized, Equipment Finance

Key skills