Performs qualitative and quantitative analysis of property operations to determine the viability of a proposed loan
Gathers, analyzes and understands financial statements and other documents to evaluate the risk profile of the transaction
Conducts the analysis and structuring process for individual properties or a portfolio
Develops narrative for submission to Credit and agencies with qualitative and quantitative analysis, including the structure of the transaction, sponsorship behind the deal, financial statements, real estate schedules, expense statements, market information, creditworthiness and any deviations from underwriting guidelines
Drafts, reviews and analyzes term sheets and applications for potential transactions
Requirements
2+ years of relevant professional experience
Capital Management
Consumer Lending
Credit Assessment
Economic Policy
Innovation
Investments
Loan Agreements
Results-Oriented
Structuring competencies
Accuracy and Attention to Detail
Credit Analysis and Verification
Customer Experience Management
Data Gathering and Reporting
Decision Making and Critical Thinking
Effective Communications
Financial Analysis
Products and Services
Quantitative Techniques
Selling
Benefits
medical/prescription drug coverage (with a Health Savings Account feature)
dental and vision options
employee and spouse/child life insurance
short and long-term disability protection
401(k) with PNC match
pension and stock purchase plans
dependent care reimbursement account
back-up child/elder care
adoption, surrogacy, and doula reimbursement
educational assistance, including select programs fully paid
a robust wellness program with financial incentives
maternity and/or parental leave
up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
between 15 to 25 vacation days each year, depending on career level; and years of service