Accountable for managing a portfolio of accounts
Review and recommend credit decisions
Partners with the Relationship Manager, forming the "coverage team" to meet with clients and participate in business development calls
Assess prospective client's viability for credit
Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants
Value collateral
Generate commitment letters
Assist in providing business partners credit lending policy interpretation
Perform final risk rating analysis
Capture and document credit decisions, conditions, and modifications
Collaborates with the Credit Analyst to perform portfolio management duties
Executes decisions to renew or modify deals
Communicates directly with clients regarding credit events and actions as needed
Works independently to pitch a more complex deal structure
Focus on continuous learning to keep up with ever-changing market dynamics
Mentor to more Junior PMs and Credit Analysts

Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
At least 6 years credit analysis experience that includes midstream, power, and/or RBL
Advanced analytical skills, critical thinking and verbal and written communication skills
Professional presence (client-facing)
Experience managing an advanced commercial client portfolio with some degree of complexity
Ability to partner with all deal stakeholders including clients, relationship manager and credit teams
Expertise in financial and risk analysis, including financial modeling
Demonstrated expertise in using effective problem solving
Proficient with technology and ability to learn new applications

Portfolio Manager II – Energy

Key skills