The Director, Credit Risk reports to the Vice President, Credit Risk and supports Senior Management with respect to all aspects of credit risk management in the Bank.
The Director will be responsible for assisting in the development and operationalization of credit risk strategies and will oversee all loan portfolios with the objective of maintaining high quality lending and risk mitigation strategies.
Key aspects of the role are credit adjudication, governance, strategic initiatives, and managing key internal relationships enterprise-wide to champion risk and credit culture at the Bank.

Have a minimum of 8 years of lending experience with expertise in a combination of commercial banking, retail lending including Single Family mortgages, construction and commercial mortgages, and portfolio management experience
Post-secondary education (diploma/degree), preferably in business or finance with an MBA or accounting designation
Demonstrated leadership skills and strategic thinking
Proven ability to thrive in a constantly changing environment and to perform well in a high volume, high intensity environment
Proven ability to inspire a team to work toward a set of goals and objectives
Highly developed verbal and written communication skills with the ability to communicate to Senior Management, the Board of Directors in a clear, concise and professional manner
Deep understanding of real estate/commercial/asset-based underwriting and valuation techniques, determination and capitalization of NOI (Net operating Income), financial statement analysis, secured lending and factors affecting the mortgage market
Strong analytical and problem-solving skills
Strong organizational and time management skills
Ability to handle multiple competing priorities is a must

Competitive discretionary bonus
Market leading RRSP match program
Medical, dental, vision, life, and disability benefits
Employee Share Purchase Plan
Maternity/Parental top-up while you care for your little one
Generous vacation policy and personal days
Virtual events to connect with your fellow colleagues
Professional development and comprehensive Career Development program
A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience

Director, Credit Risk

Key skills