About this role
Role Overview
- Independently review and evaluate accuracy of credit memos and individual risk ratings on assigned credit memos and/or problem loan memos from a 2nd line perspective.
- Prepare written "line sheets" discussing reviews, evaluation and observations.
- Communicate regularly with business line management and/or relationship managers, Commercial Credit associates and managers, Credit Officers, Special Assets, etc.
- Assist with transaction testing scoping, reporting and data pulls as needed.
- Collaborate with Credit Accounting team to confirm impairment reserves for the problem portfolios.
- Assist the Department Manager and Team Leaders to develop and execute strategies to provide better insight into portfolio risk.
- Prepare written documents and escalate material findings to the Department Manager and/or Team Leaders on an ongoing basis.
- Assist with targeted Bank Examinations as required.
Requirements
- Minimum seven (7) years previous experience in commercial credit, lending, or finance
- Bachelor’s degree in a business-related curriculum, or in lieu of degree, 11 years’ experience required.
- Microsoft software including Outlook, Excel, Word, PowerPoint, Access, etc.
- Ability to analyze and understand financial data, collateral documentation, and other credit issues.
- Strong understanding of credit policies and guidelines.
- Must be able to communicate effectively both in writing and verbally.
- Ability to multi-task and prioritize to complete work within established timeframes.
- Ability to work independently with minimal oversight from management.
- MBA preferred.
Benefits
- Medical insurance
- Retirement plans
- Paid volunteer time