Applies advanced analytical skills to assess risks and opportunities across multiple Bank consumer portfolios and translates results into strategic solutions.
Assists in delivering Bank strategies across lines of defense by effectively developing and improving complex analytical frameworks, information, and insights to key stakeholders.
Conducts and develops advanced quantitative analysis utilizing extensive internal and external data sources to bring structure to problems.
Builds and may assist in maintaining effective risk management frameworks which can identify, measure, or mitigate risk.
Develops and maintains comprehensive risk reporting in support of management and committee oversight of existing and emerging risks.
May conduct effective challenge of credit, product, and/or risk proposals through detailed research and vetting, leveraging banking product, regulatory and industry knowledge, and critical thinking skills to support strong portfolio performance outcomes.
May develop and/or execute complex financial risk sensitivity analysis.
May execute or support implementation of credit and/or financial modeling infrastructure.
Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

Bachelor’s degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
4 years experience in an analytical field or work focused on risk management execution, analytics or risk assessments; OR 2 years experience in an analytical field or focused on risk management execution, analytics or risk assessments with an advanced degree in a quantitative, scientific, engineering, business or technical field; OR an equivalent level of demonstrated competencies in leading risk management execution, advanced analytics, and risk assessments.
Experience with data, code, or reporting tools.
Experience communicating complex analytical insights to various stakeholders.
Ability to apply critical thinking skills with various data to problem solve effectively.
Experience driving results through collaboration.

Credit Risk Analytics Manager

Key skills