Design and build credit risk scorecards to predict creditworthiness and optimize account management strategies.
Extract, clean, and preprocess data from various sources using SQL.
Develop and implement machine learning models for collections performance and delinquency prediction using Python.
Monitor model performance, conduct backtesting, recalibration, and validation adhering to regulatory standards.
Collaborate with business and data teams to translate credit risk requirements into modeling specifications.
Document modeling processes, assumptions, and results for internal governance and audit purposes.

Bachelor’s in Engineering or Master’s degree in Statistics, Mathematics
Familiarity with credit bureau data and experience working in a BFSI environment.

Senior Manager – Data Science, Data Scientist

Key skills