Develop and manage Financial Crime and AML methodology to manage all sources of regulatory risk to meet the needs of our Maltese/EU regulators and ensure they remain up to date with all regulatory and international standard
Develop country specific risk assessment highlighting control gaps
Build up compliance reporting as per regulatory and governance requirements and issue internal reports to Senior Management (AML/CTF internal control report, Fraud, periodic internal reports etc.)
Act as a subject matter expert for the business and management on compliance-related matters in Europe
Develop and improve the company’s policies and procedures on an ongoing basis
Lead AML external audits
Perform ongoing risk assessments and horizon scanning for applicable regulatory requirements
Act as point of contact for the Malta Financial Services Authority (MFSA) and law enforcement agencies
Ensure proper regulatory and AML/CFT reporting to MFSA
Assist in to improve and streamline end to end compliance operational processes through automation and technology
Lead the roll out and ongoing management of the Compliance Training Framework
Participating in Compliance or business-driven projects, including regulatory developments and strategic initiatives

10+ years’ experience within regulated companies, in senior compliance role(s) with robust knowledge on Compliance topics (KYB / KYC, AML/CFT, Sanctions etc.)
Good understanding of the Payments/Fintech industry
Knowledge and experience (preferably within Payments/Fintech) in Malta
ACAMS/ICA certified (preferably)
Strong analytical skills with experience in problem solving and being able to implement and deliver solutions
Demonstrate clear sense of accountability in performing the role and a positive demeanour
Ability to identify inefficiencies, see the bigger picture, challenge the current status quo and define scalable and sustainable processes and methodology
Able to prioritize quickly and meet deadlines even under pressure
Strong stakeholder management and communication skills
Team player with strong collaborative qualities
Ability to lead and motivate high-performing individuals.
Willingness to learn continuously and keep up to date with the Payments industry and its regulatory landscape (globally).
Fluent English

We offer medical coverage along with 24/7 employee assistance program
Generous vacation programs including our year-end shut down
We provide a flexible working hybrid working environment (3 days per week in the office)
Role-specific training
Internal workshops
Learning stipend
Company-wide social events
Team bonding activities
Happy hours
Team offsites

Director – Regulatory Compliance, MLRO

Key skills