Senior Finance Portfolio Manager

Role Overview

• Analyze client operating performance and financial condition; proactively identify issues, opportunities, and recommend appropriate risk mitigation strategies
• Monitor and manage overall credit quality and data integrity for the Builder Finance portfolio
• Perform sponsorship reviews and project monitoring by analyzing client, guarantor, and market information
• Determine financial and project compliance and document analysis summaries within appropriate management systems
• Deliver financial, industry, and economic analyses to support sound credit decision-making
• Contribute to due diligence efforts and preparation of credit approval packages
• Ensure adherence to credit policies, underwriting standards, and applicable regulatory requirements
• Promote consistent commercial underwriting practices across the holding company
• Develop and utilize management information systems to minimize portfolio risk
• Prepare and manage annual reviews, commitment letters, covenant compliance, CARs, and loan approval packages
• Spread and analyze financial statements for borrowers and guarantors
• Serve as primary interface between Builder Finance Relationship Managers and Regional Credit Managers
• Maintain financial exception reporting to proactively identify and resolve risk items
• Support partnership lending models alongside Relationship Managers outside of Builder Finance
• Build and manage a specialized Builder Finance underwriting and portfolio management team
• Design and implement Builder Finance-specific underwriting templates and tracking tools
• Research regulatory guidance, market participants, systems, and platforms to support specialized lending growth
• Maintain professional and community relationships to enhance visibility and generate new business opportunities
• Support portfolio management process improvement initiatives through research, standardization, and workflow optimization
• Perform other duties as assigned

Requirements

• Bachelor’s degree (BS or BA) required
• 7–10 years of experience in financial analysis, structuring, underwriting, and portfolio management preferred
• Extensive knowledge of credit products, non-credit services, and credit-related regulations
• Strong understanding of commercial banking credit functions and divisions
• Proven leadership ability with experience coaching, developing, and managing employees
• Strong analytical, problem-solving, and decision-making skills
• Excellent organizational, interpersonal, and written/verbal communication skills
• Solid knowledge of loan documentation and credit underwriting practices
• Ability to build effective working relationships with customers, Relationship Managers, bankers, and senior leadership
• Willingness to participate in all required compliance and regulatory training, including BSA/AML

Benefits

• Health insurance
• 401(k) matching
• Paid time off
• Professional development opportunities