Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships.
Verify that all documents have been provided prior to a loan request being assigned to a Sr. Credit Analyst.
Complete covenant testing as required by loan agreements for existing credit relationships.
Prepares cash flow models for the basis of credit decisions.
Prepares basic and preliminary credit analyses to aid in determining the viability of a potential credit opportunity, with supervision of Credit Manager or Credit Analyst III.
Requirements
BS/BA Degree in Business, Finance or a related field is required.
1-3 years’ work experience preferred.
Strong analytical and organizational skills.
Excellent written and verbal communication skills.