To ensure that the consumer banking activities are conducted in compliance with applicable laws and regulations, and to help the bank manage legal and regulatory risks associated with these activities.
Development and implementation of best practice legal strategies for risk management and compliance.
Proactive consumer banking Legal advice and support to the consumer banking division of the bank on a wide range of legal issues, including regulatory compliance, regulatory change management, consumer protection, and risk management.
Representation of the bank in legal proceedings related to consumer banking, such as litigation, arbitration, and regulatory enquiry and investigations.
Creation and periodic review of Legal documents in accordance with contractual arrangements policy to ensure compliance with applicable laws and regulations.
Legal research and analysis to stay up to date on changes in laws and regulations that may impact the bank's consumer banking operations.
Developing and delivering training programmes to educate employees on legal and regulatory requirements related to consumer banking.
Pro-active identification, communication, and provision of legal advice on applicable laws, rules and regulations (LRRs).

Be a qualified lawyer/solicitor with experience gained in either private practice or in-house in a finance legal team
Have experience advising senior business stakeholders on consumer credit law
CONC and the Consumer Credit Act
and other relevant laws and guidance such as the Consumer Rights Act, the Payment Services Regulations and the FCA Handbook including the Consumer Duty
Be self-motivated and committed to learning and development
Keen to keep yourself updated ahead of changes to laws and FCA guidance and able to advise the business on future change
Have strong technical skills and a good understanding of the heavily regulated environment in which BUK operates, taking a proactive approach to legal and regulatory risk management.

Consumer Credit Lawyer – VP

Key skills