The Associate Director, Commercial Credit is responsible for managing and supervising a group of underwriters (at different levels of seniority) and administrators to ensure that the department is providing optimum service, working efficiently and effectively as a team, adhering to established policies and underwriting standards, meeting compliance and control requirements, achieving service goals and assisting with the achievement of anticipated department annual financial objectives.
The Associate Director, Commercial Credit is responsible for monitoring the commercial pipeline report, managing the credit flow, approving or recommending commercial mortgage facilities within assigned credit limits and leading and developing an effective team, ensuring that all critical functions meet the company’s lending and regulatory requirements.
Additional credit related and administrative duties are also required to support Senior Management and regulatory requirements. The Associate Director is responsible for communicating and co-operating with external Business Partners, Lending Partners, Clients and Brokers as well as staff within the Credit & Risk Management group and other internal departments.

Have a minimum of 10 years’ mortgage experience with 5 years of management experience.
Post-secondary education (diploma/degree), preferably in business or finance
Demonstrate leadership skills with the ability to set strong examples for subordinates
Working knowledge of AML/ATF regulations and Corporate/Legal documentation (both direct and partner originated transactions) for commercial real estate in multiple jurisdictions across Canada
Proven ability to thrive in a constantly changing environment and to perform well in a high volume, high intensity environment
Proven ability to inspire a team to work toward a set of goals and objectives
Highly developed verbal and written communication skills with the ability to communicate to Senior Management and Partners in a clear, concise and professional manner
Sound technical knowledge of commercial real estate underwriting, financial statement analysis and factors affective the commercial mortgage market
Effective analytical and problem solving skills
Strong organizational and time management skills
Ability to handle multiple competing priorities
Proficient in MS Office

Competitive discretionary bonus
Market leading RRSP match program
Medical, dental, vision, life, and disability benefits
Employee Share Purchase Plan
Maternity/Parental top-up while you care for your little one
Generous vacation policy and personal days
Virtual events to connect with your fellow colleagues
Professional development and comprehensive Career Development program
A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience

Associate Director, Commercial Credit

Key skills