Assistant Vice President – Portfolio Management

Role Overview

• analyzing, structuring, underwriting, and coordinating the closing of major and complex loans in compliance with the Bank's lending policies and procedures
• work with the Vice President, Commercial Banker to manage loans to ensure the credit risks are responsibly monitored and identified
• assist in attaining established Bank, region, and branch goals through active participation in underwriting and closing desirable credits with the Vice President, Commercial Banker
• assuring compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations
• interface with clients in-person, over the phone and email in order to assess their credit needs and determine the best structure and items needed for analysis
• gather and analyze necessary information to present along with the Relationship Manager, a financing request to senior management or Loan Committee for approval
• coordinate processing of approved loans; ensure loans are processed according to agreement, customer needs and conform to Bank lending policies; obtain sufficient information and/or documentation from customers; assist in solving problems relative to processing and servicing of loans within the Relationship Managers portfolio
• reinforce superior customer service through your own example along with appropriate follow-through with involved customers and employees
• handle various other underwriting, portfolio management and upkeep tasks and responsibilities related to new loan requests and/or the existing Relationship Managers portfolio

Requirements

• 2+ years of related experience in Portfolio Management or similar field
• Bachelor's degree or equivalent experience required
• Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services
• Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
• Entry level to intermediate knowledge of commercial credit and loan structuring, and pricing dynamics
• Credit analyst training completed
• Intermediate speaking and writing communication skills

Benefits

• competitive salaries
• an ownership stake in the company
• medical and dental insurance
• time off
• a great 401k matching program
• tuition assistance program
• an employee volunteer program
• a wellness program