Design, execute, monitor, and analyze pricing sensitivity tests
Monitor application rate trends and diagnose performance gaps
Develop pricing optimization recommendations and present proposals to Pricing Committee meetings
Conduct ongoing competitive market monitoring and benchmarking
Maintain a strong controlled environment, ensuring compliance and documentation standards are met
Partnering closely with Product, Marketing, Risk teams to drive business growth

5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Experience with consumer lending strategies
Experience in risk‑based pricing, credit scores, and customer segmentation
Advanced proficiency in Excel and analytical tools including Python and SAS
Understanding of credit risk strategies
Experience identifying, diagnosing, and resolving data quality or data integrity issues across complex data environments
Bachelor’s or master’s degree in a quantitative or technical field
Proven ability to manage recurring analytical processes independently, ensuring accuracy and timeliness
Experience translating and summarizing complex data and technical concepts into understandable, actionable information and recommendations to executive level audiences
Experience operating within a highly controlled analytics environment, ensuring documentation accuracy, audit readiness, data lineage clarity, and adherence to model governance and regulatory expectations
Excellent analytical and problem-solving skills, including strong ability to effectively evaluate and prioritize work

Lead Decision Science Consultant, Valuation & Pricing

Key skills