Head of Trust, Risk & Regulatory

Role Overview

• Define and own Monstro’s regulatory posture across U.S. and international markets
• Translate evolving frameworks (e.g., open banking rules, AI governance expectations) into actionable company strategy
• Develop clear positions on topics such as:
• AI-driven financial guidance and advice boundaries
• Data usage and consumer protections
• Vendor classification within banking ecosystems
• Partner with leadership on expansion into new regulatory jurisdictions
• Design and maintain Monstro’s enterprise risk and compliance architecture
• Establish policy frameworks, risk registers, and governance processes
• Define internal controls and oversight structures appropriate for a global financial infrastructure provider
• Support board and executive risk reporting
• Partner with security and engineering leaders to define Monstro’s trust maturity roadmap, including:
• SOC 2 and future assurance pathways
• Enterprise security expectations (e.g., ISO alignment, vendor risk)
• Data governance and control standards
• Ensure Monstro’s control environment scales with institutional requirements
• Work closely with product and engineering to define guardrails for:
• Financial guidance outputs
• Model transparency and explainability expectations
• Human oversight and escalation frameworks
• Regional regulatory variations
• Serve as a credible partner to banks’ risk, compliance, and regulatory stakeholders during diligence and deployment conversations
• Support enterprise sales cycles by articulating Monstro’s risk and governance approach
• Represent Monstro in industry forums, working groups, and policy discussions as the company grows
• Help shape how regulators and the market understand responsible AI in financial services.

Requirements

• Senior experience in regulatory, risk, or compliance leadership within financial services, fintech infrastructure, or similarly regulated environments
• Strong understanding of how banks evaluate vendor risk and governance
• Experience building or evolving risk and compliance frameworks, not just operating within them
• Comfort working at the intersection of product innovation and regulatory expectations
• Credibility engaging with senior stakeholders including executives, regulators, and institutional partners
• Strategic mindset paired with willingness to be hands-on in early stages
• Interest in emerging topics such as AI governance, data regulation, and financial decisioning systems.

Benefits

• Comprehensive Compensation Package: Competitive salary, equity, and robust benefits including health, dental, vision, and disability coverage.