Key skills
CommunicationTime Management
About this role
Role Overview
- Perform Quality Assurance reviews on Figure’s lending products, such as HELOCs and DSCR loans
- Assist with monthly QA/QC reporting, data analysis, and defect trending within QA/QC software and tools
- Recommend underwriting and change-management enhancements based on QA audit results and industry/investor product changes
- Underwrite Figure loan files for income calculations, assets, red flags, credit, and collateral.
- Review file data integrity and identify defects in the loan production process
- Perform credit analysis, ensuring all loans meet agency and investor eligibility
- Review pre-closing loan documents to ensure compliance with all Federal, State, and local compliance requirements and regulations
- Work closely with Lending Operations on trending defects and remediation
Requirements
- 5+ years of quality assurance, post-closing, lending operations, or related experience
- Underwriting experience is a plus
- Bachelor’s Degree
- Ability to handle several projects at once while staying organized, detail-oriented, and diligent
- Ability to work effectively across functions to achieve common goals
- Strong communication skills
- ability to articulate verbally and in writing, plans, processes, policies, and issues to stakeholders
- Ability to thrive in a fast-paced startup environment
- Experience navigating and applying Fannie Mae conforming, and investor and aggregator and non-conforming underwriting guidelines
- Competency in, and understanding of investor, rating agency, and third-party review requirements
- Knowledge regarding federal and multi-state regulations impacting the mortgage industry a plus
- Strong analytical skills, attention to detail, and time management
- Ability to handle multiple assignments in a high-production, timeline-sensitive environment with minimal supervision
- Excellent verbal and written communication
- Proficient in Microsoft Office products, especially Excel, as well as QA testing software
Benefits
- Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
- Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
- Employer-paid life and disability insurance
- 11 observed holidays and PTO plan
- Up to 12 weeks of paid family leave
- Continuing education reimbursement