Lead in all aspects of the Credit Ratings process, from quantitative analytics, conducting client-facing meetings, engaging with the issuer, presenting in committees, to publishing an issuer's Rating.
Manage a portfolio of 10-12 bank credits with ongoing surveillance responsibilities using advanced fundamental credit analysis techniques.
Conduct detailed research and high-level advanced analysis on complex industry topics, such as capital frameworks, operational risk, liquidity risk and complex quantitative modeling leading to credit insights, peer comparisons and industry commentaries.
Assist in the ongoing development of the team's junior analysts through coaching and mentoring on complex credit matters.
Remain organized to successfully manage competing priorities and deadlines, while effectively handling multiple tasks amongst issuers, investors, analysts, colleagues, and internal business partners.
Collaborate with stakeholders across functions to build consensus and deliver strategic solutions.
Demonstrate expertise in financial statement analysis and accounting concepts in all analytical work.

6+ years of experience in Research (Credit or Equity), Banking, Risk Management, or Underwriting.
A Bachelor's is required, preferably in finance, economics, accounting or business.
Strong client-facing and relationship management skills with excellent communication abilities (oral and written).
Proven research capabilities with strong analytical skills and a good understanding of financial statement analysis and accounting concepts are required.
Must have a solid understanding of fixed income/debt capital markets.
Strong Excel/Word/PowerPoint and database application skills are required.
Coding experience is a plus.
Highly organized with the ability to work under pressure and tight deadlines while multitasking and handling multiple assignments.
Must attend at least one in-person interview at the nearest S&P Global Ratings office as part of the final interview stage.

Health & Wellness: Health care coverage designed for the mind and body.
Flexible Downtime: Generous time off helps keep you energized for your time on.
Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

Associate Director, Financial Institutions

Key skills