Key skills
AnalyticsScrumKanbanRisk ManagementOKRsA/B TestingCommunicationDecision Making
About this role
Role Overview
- Experience in Card Business and Payment Methods:
- Card issuers (banks, fintechs, retailers, cooperatives).
- Card networks (Visa, Mastercard, Elo, Amex) or acquirers/sub-acquirers.
- Card lifecycle:
- Onboarding and credit approval
- Credit granting and limit management
- Authorization and transaction settlement
- Statements, installment plans, interest, revolving credit
- Cancellation and delinquency prevention
- Related products:
- Physical and digital cards
- Wallets (Apple Pay, Google Pay, Samsung Pay)
- Working with Scrum, Kanban or hybrid models.
- Creating and prioritizing a backlog oriented to business value.
- Writing clear user stories, acceptance criteria, and frequent refinements.
- Defining and tracking product KPIs and OKRs
- Experience with continuous discovery (MVPs, A/B testing, experimentation).
Requirements
- Bachelor's degree.
- Experience with data modeling and building analytical pipelines.
- Regulatory knowledge
- Familiarity with Bacen (Central Bank of Brazil), CMN and payment scheme regulations.
- Experience with products involving credit risk management.
- Previous experience onboarding new credit cards across multiple channels.
- Previous experience with credit card payment journeys (statements, installments, PIX, etc.).
- Analytical thinking and result-oriented critical mindset
- Frequent use of data and analytics for decision making
- Ability to translate data into actionable insights.
- Good communication with technical and business areas.
- Proactivity and ownership mentality.
- Organization and attention to detail.
Benefits
- Meal and food allowance.
- Health insurance (for you and your dependents).
- Dental insurance (for you and your dependents).
- Two monthly sessions with a psychologist (at no charge).
- Two monthly sessions with a nutritionist (covered by Credsystem).
- Gympass (to support your health and well-being).
- Well-being moments (weekly massage sessions to help you relax).
- Life insurance.
- Variable compensation, according to your role and target achievement.
- University discounts (to advance your career).
- Partnership with a language school (to develop and improve a second language).
- Birthday day-off.
- Payroll-deductible loan.
- Commuter benefits: transportation voucher, company shuttle, or parking.
- Childcare assistance.
- Sesc.