Support the design, enhancement, and ongoing operation of the Enterprise Risk Management (ERM) framework in line with best practice and regulatory expectations.
Maintain and continuously improve group risk governance arrangements, including policies, standards, frameworks, and committee documentation.
Support effective risk ownership and accountability across business units and legal entities.
Act as a key point of contact for risk-related supervisory and regulatory requirements at Group level.
Support regulatory engagement activities, including supervisory reviews, regulatory submissions, information requests, and supervisory college preparations.
Monitor regulatory developments relevant to risk governance and ERM and assess their impact on the organisation’s framework and practices.
Support the development, maintenance, and embedding of the Group Risk Appetite Framework, ensuring clear articulation, monitoring, and reporting.
Contribute to periodic risk reporting to executive management, Board, and committees.
Support the ongoing enhancement of non-financial risk frameworks, including operational risk, governance, and risk event management.
Contribute to risk assessments and thematic risk reviews to identify trends, root causes, and areas for improvement.
Promote consistent application of risk standards across business units and jurisdictions.
Act as a trusted risk and governance advisor to senior management and functional leaders.
Work collaboratively with Compliance, Legal, Finance, Internal Audit, and business teams to ensure an integrated approach to risk and regulatory governance.
Provide effective constructive challenge whilst enabling business objectives to be achieved within risk appetite.
Requirements
Significant experience in enterprise risk management, risk governance, or regulatory risk within insurance, reinsurance, or broader financial services.
Strong understanding of regulatory expectations relating to ERM, risk governance, and non-financial risks.
Proven experience developing, implementing, or enhancing risk frameworks, policies, and governance documentation.
Experience supporting senior management, executive committees, and Board-level forums.
Strong analytical skills with the ability to interpret complex information and communicate it clearly.
Excellent stakeholder management and influencing skills, including interaction with regulators or supervisors.
Professional risk qualification (e.g. IRM, PRM, FRM) or comparable experience (desirable).
Experience operating in a group or multi-jurisdictional regulatory environment (desirable).
Maintaining a deep understanding of frameworks such as Solvency II, NAIC regulations, BMA requirements, and other regional equivalent standards (desirable).