Support regulatory reporting, operational governance, and compliance activities across open banking frameworks including PSD2 and UK Open Banking regulations.
Generate, review, and submit regulatory reports for PSD2-compliant outbound open banking activities in the EU, including incident reporting, fraud reporting, and statistical/transactional reporting required by national competent authorities.
Own equivalent regulatory reporting obligations under the UK Open Banking framework (FCA/CMA requirements) and Australia's Consumer Data Right (CDR) regime.
Monitor API availability, uptime, latency, downtime events, error rates, and TPP-related operational issues, and work closely with relevant engineering teams to help ensure API performance remains aligned with direct customer interfaces.
Investigate operational deviations, reporting anomalies, and API performance issues; coordinate with API owners and engineering teams to identify root causes and support timely remediation activities.
Maintain documentation related to reporting methodologies, operational processes, API metrics, and regulatory reporting requirements.
Track regulatory deadlines, filing calendars, and reporting cadences across all in-scope markets, ensuring no missed submissions.
Requirements
3+ years of regulatory reporting, compliance analytics, or financial regulatory operations experience, ideally in payments, banking, or fintech
Regulatory literacy and exposure to, at a minimum, the EU or UK with knowledge of Australia a bonus:
EU: PSD2, EBA technical standards on SCA and secure communication (EBA/RTS/2017/02), major incident reporting guidelines (EBA/GL/2017/10), and NCA reporting structures.
UK: Payment Services Regulations 2017, FCA supervisory reporting for payment institutions and e-money institutions, CMA Open Banking obligations, FCA SCA/RTS implementation including the Dedicated Interface framework, and awareness of the UK Smart Data reform agenda.
AU: Consumer Data Right framework, CDR Rules, ACCC data holder performance reporting requirements, CDR Register obligations, and OAIC privacy obligations under the CDR regime.
Comfort writing SQL, working with observability tools to gather data and working with large transactional datasets; able to independently validate report figures end-to-end
Strong stakeholder management and communication skills with the ability to work effectively across engineering, product, compliance, and operational teams
Ability to operate as an individual contributor with minimal oversight in a fast-moving, multi-jurisdictional environment.