Establish criteria for credit approval and define customer approval policies for the company's financial products.
Monitor and structure performance indicators related to credit granting, customer performance and delinquency.
Prepare proposals to change the credit policy to optimize customer approvals while maintaining control over credit quality.
Prepare materials and presentations for the company's Executive Committee on the performance of credit policy rules.
Systematic control of credit approval rules.
Collaborate with other departments to align strategies and ensure consistency across the credit cycle.
Monitor the performance of commercial partnerships and propose actions to optimize results.
Customer profile clustering and development of variables to improve the application of credit rules and audience segmentation.

Credit Policy Analyst – Mid-level

Key skills