Take ownership of a portfolio of higher-risk Corporate and Commercial clients
Proactively monitor a portfolio of corporate and commercial clients, identifying emerging risks before they become critical
Engage directly with customers on a regular basis to understand challenges and shape recovery strategies
Own the credit delivery process and act as a point of contact for stakeholders
Identify and respond to potential fraud risk
Identify clients who need an audit and offer support
Partner with commercial client managers to optimise in-life portfolios through structured reviews

Strong understanding of corporate banking and working capital products
Desirable to have working knowledge of invoice finance products and software applications as well as the wider working capital sales products and services
Ability to analyse financial and collateral information as well as articulating conclusions and developing appropriate strategies
Developing strong analytical skills
Working towards the Chartered Banker Diploma in Lending Skills
Strong negotiation, organisational and planning skills
Ability to balance customer outcomes with risk management, making sound, commercially aware decisions
Experience working across multiple stakeholders, including credit teams, risk functions, and external advisers
Proactive mindset, someone who spots issues early and takes ownership
Confidence in handling sensitive, high-stakes client conversations
Strong resilience and judgement in situations where there may not be clear or easy answers

You'll gain exposure to situations most roles never see—from early risk identification through to restructuring, fraud management, and recovery
The role has significantly evolved in the past 18 months, offering broader ownership and greater influence across the full client lifecycle
You'll work alongside a highly experienced team, building expertise that typically takes years to develop
No two days are the same—this is a diverse, hands-on role spanning sectors, products, and complex client scenarios
You'll play a key role in supporting businesses through challenging periods, with genuine impact on their outcomes
The breadth of exposure makes this a powerful platform for future progression across credit risk, restructuring, and senior client management roles

Client Manager

Key skills