Gathers financial and general business information pertaining to customer and prospect loan requests
Performs financial analyses needed to make credit decisions
Contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors
Supports commercial banking team and recommends credit solutions that add value to the Customer
Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
May manage and/or lead as well as create, develop and introduce commercial and credit-related initiatives
Acts as a consultant to business lines regarding credit issues, processes and procedures
Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines
Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms

Bachelor's degree or equivalent experience
5+ years related experience
Strong understanding of commercial business development techniques and credit decisions
Strong market presence with wide network of outside referral sources for new business
Strong credit and financial analysis skills
Refined negotiation skills
Demonstrates communication skills, both verbal and written
Demonstrates PC skills

Credit Portfolio Manager I – Education, Not for Profit

Key skills