An exciting opportunity has arisen for a Credit Officer to join the Securitisation team.
Support our business partners in achieving their goals while managing credit risk and protecting the bank from any losses.
Manage a portfolio of counterparties and provide insightful, high-quality analysis, advice, and guidance in a specific area of credit risk.
Prepare new business and annual credit reviews & present these submissions to sanctioning officials for approval.
Lead credit due diligence calls with clients, shape deal structures and inform credit risk appetite.
Contribute to team culture with motivation and collaboration, providing lots of opportunities for new business, learning & development and general variety in your workload.
Attention to detail is required, and relevant training will be provided with support & guidance from the existing team.

A robust understanding of Securitised Products structures (ABS, RMBS, etc.) and related credit risk drivers.
Sound knowledge of rating agency methodologies and their application in transactions.
Proficiency in credit analysis including cash flow modelling, stress testing, and scenario analysis.
Prior experience at a Bank and/or Rating agency desired.
Awareness of macroeconomic factors impacting asset performance and credit risk.
A sound understanding of the credit risk assessment of Financial Institutions or Large Corporate clients.
Exceptional organisation skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines, as well as having the confidence to flag when you might need help;
Strong communication skills both written and verbal.
A committed team player with the ability to build & manage positive internal colleague relationships outside of the team.

Credit Officer – Securitisation, Financial Institutions

Key skills