Deliver profit and growth targets through effective development and optimisation of risk pricing models
Manage and enhance multicar pricing, including oversight of net rate performance and strategic positioning
Identify and deliver opportunities to grow the multicar book and increase product density across multiple product households
Develop new insights through the integration of data, analytical techniques, and ways of working
Continuously improve pricing models to expand competitive reach and address underperforming segments
Lead and contribute to risk pricing projects that deliver value across the business
Develop and enhance pricing tools, methodologies, and best practices
Collaborate with cross-functional teams (e.g. underwriting, claims, marketing, data science) to align pricing with wider business strategy
Support and develop team members through coaching, mentoring, and constructive peer review
Communicate insights, recommendations, and performance clearly to a range of stakeholders

Experience in pricing, analytics, or a related role within financial services or a similar data-driven environment
Understanding of underwriting principles and risk-based decision making
Desirable: Experience in personal lines insurance pricing, particularly motor or multicar portfolios
Awareness of dynamics within multiple product households and cross-product customer behaviour
Understanding of the UK insurance market and competitive landscape

Flexible working – we champion a flexible hybrid working approach – please speak to your recruiter to discuss in more detail
Competitive bonus scheme
all colleagues are eligible for our annual 4Cs performance bonus
Physical wellbeing – as a Band 4 colleague, Hastings pay for you to receive private medical Insurance (also known as PMI). This gives you flexibility and convenience to see a specialist or consultant and allows you to decide when and where you will be seen
Financial wellbeing – as well as providing you with 4x your salary with our life assurance cover, income protection at no extra cost, and matched pension contributions up to 10%, we are proud to provide you with an award winning package which includes – discounts, cashback, free independent mortgage advice and free access to financial wellbeing support
Mental wellbeing programme – we have the thrive mental health app, our colleague assistance programme available 24/7, our own in-house mental health first aiders, support groups and a dedicated team to make sure we are covering your needs
27 days annual leave + bank holidays, with the option to buy or sell one of your weeks, access to our health care cash back plans, dental plans, discounted health assessments, Cycle to work and tech schemes, discounted and free onsite facilities, social events throughout the year and much more …

Risk Pricing Manager

Key skills