Manage and oversee the Product function and serve as the primary decision maker, ensuring compliance.
Manage, coach and train Product team. Oversee hiring, counseling, and performance appraisals.
Conduct Staffing Analysis based on Product workload.
Coordinate with the Product team to integrate changes in policies, coverage or other underwriting rules.
Assist in the annual budget preparation and analysis.
Oversee research, analysis, and testing of product changes, roll outs, and channel enhancements.
Oversee Underwriting Rate and Rule manuals, policy forms, Dec pages, disclosures, applications and notices.
Collaborate with actuarial staff to prepare state rate, rule and form filings and respond to state insurance department inquiries.
Oversee research and analysis to provide product and guideline recommendations.
Facilitate ad-hoc analysis on specified or varied metrics.
Analyze metrics regarding Underwriting practices and recommend efficiencies in work processes and vendor/internal tools.
Create presentations to support rate changes and other strategic decisions.
Lead and collaborate with other departments, to improve underwriting processes and performance results.
Ensure timely and accurate application of all underwriting, premium, and policy compliance guidelines and processes supported by meaningful measurements and regular reporting of results.
Performs additional duties and/or special projects as required.

Bachelor’s Degree required.
10+ years of experience in a Product role with California property product required.
5+ years of experience managing Product personnel
Strong working knowledge of P&C policy contracts.
Knowledge of ISO homeowners, dwelling property and commercial property insurance policy language and procedures is a plus.
Strong understanding of rate making principles and processes.
Skilled in research and analysis, forming a business case, recommending process improvements, implementing product changes.
Ability to work autonomously and is self-directed in accomplishing deliverables.
Excellent verbal/written communication skills, including ability to make effective presentations.

Director of Property Product

Key skills