Lead client engagements as the primary compliance advisor and point of contact, managing multiple relationships simultaneously and keeping every engagement on track
Prepare and submit periodic call reports for money transmitter clients
Handle MU1, MU2, MU3, and MU4 filings — including new applications, amendments, and control person changes — with accuracy and timeliness
Prepare and submit ACN filings and other ongoing regulatory notifications
Manage state money transmitter license applications, renewals, surety bond renewals, and annual reporting across multiple jurisdictions
Maintain license tracking systems and compliance calendars so nothing slips through the cracks
Translate complex regulatory requirements into clear, actionable guidance clients can actually use
Design, implement, and continuously improve compliance programs tailored to each client's business model and regulatory obligations
Monitor federal and state regulatory developments, assess their impact, and proactively communicate implications to clients
Support clients through state regulatory examinations, information requests, and deficiency responses
Draft responses to regulator inquiries and coordinate remediation efforts from start to finish
Coordinate with internal teams to deliver integrated, high-quality client solutions

5+ years of compliance experience in financial services with direct experience supporting money transmitters, payment processors, or MSBs
Hands-on experience with NMLS — including license applications, maintenance, MU filings, and multi-state reporting
Deep knowledge of federal and state regulatory frameworks applicable to money transmitters and payments businesses
Proven track record drafting compliance policies, procedures, and manuals for regulated financial services companies
Strong analytical skills with the ability to interpret complex regulations and translate their impact for clients
Experience leading client engagements and managing multiple priorities in a fast-paced environment
Excellent written and verbal communication skills — you can explain regulatory complexity clearly and confidently
Self-starter with strong organizational skills and high attention to detail
Bachelor's degree in Finance, Business, Law, or a related field; advanced degree or relevant certifications a plus

Consultant – Money Transmitter Compliance

Key skills