Junior Financial Analyst – Apprenticeship, Accounting & FP&A

Role Overview

• Your primary mission is to ensure 100% accuracy in our transactional and operational accounting and leverage this clean data to support the FP&A team in budget tracking and margin analysis.
• Financial Operations & Accounts Payable / Accounts Receivable: To manage the end-to-end purchasing cycle by integrating and verifying supplier invoices in Pivot, matching them with Purchase Orders (POs), and following up with internal managers.
• To reconcile daily incoming cash flows, match payments, and track customer aging balances within Pennylane.
• To audit corporate card expenses and receipts, ensuring strict compliance with data formatting, analytical tags, and VAT rules.
• To allocate costs accurate to proper analytical codes in real-time to ensure precise product and department margin calculations.
• Billing, Collections & Revenue Share Management: To monitor partner billing cycles in Lago, ensuring all client invoices are fully settled and paid.
• To calculate and update the weekly partner revenue share files, achieving 100% reconciliation via Pennylane, and tracking unclaimed partner invoices.
• To optimize corporate cash-flow by actively participating in the deployment and execution of Swan's new debt collection and recovery processes.
• FP&A Support & Management Control: To contribute to monthly closing processes through pre-closing accounting tasks, including cut-offs and analytical reviews of expenses.
• To analyze budget variances by comparing actual performance against forecasts across various cost centers (Tech, General Expenses, HR).
• To update financial dashboards and KPIs, including product-line P&L, interchange margin tracking, and core infrastructure costs.

Requirements

• You are currently pursuing a Master’s degree (Year 1 or 2) from a Business School, IAE, or University, specializing in Accounting, Corporate Finance, or Management Control (e.g., Master CCA, DSCG).
• You possess intermediate to advanced skills in Excel / Google Sheets, along with solid foundational knowledge of general accounting (VAT, invoicing rules, reconciliation).
• You have a first experience (internship or apprenticeship) using modern ERP/accounting tools (Pennylane is a huge plus) or spend management platforms (Pivot, Spendesk, Payflow).
• You are AI-oriented: You have a natural reflex to use generative AI tools to boost your daily productivity—whether it's debugging complex Excel formulas, drafting automated collection emails, or analyzing data patterns.
• You hate repetitive manual tasks and always look for tech-driven ways to optimize your workflow.
• You demonstrate extreme rigor when handling financial data impacting our P&L, combined with the proactivity needed to chase internal teams for missing information.
• You are deeply curious about the Fintech ecosystem, eager to understand the economics of Banking-as-a-Service, and fluent in both French and English.

Tech Stack

• ERP

Benefits

• Meal Vouchers: We provide a meal voucher card to cover your meals on work days.
• Transport: Monthly mobility package for employees. In accordance with the company agreement for sustainable mobilities, you can now use your mobility package to pay for alternative commuting modes.
• Holidays: 25 days of paid leave.
• Health insurance: Alan. This is Swan's health and welfare insurance.
• Sports: Thanks to our partnership with Classpass, you can enjoy advantageous discounts on subscriptions. They offer a wide range of sports activities as well as wellness activities. The offers are valid in several European cities, as well as online.
• Well-being support: access to Moka Care for mental health and wellness.
• Offsite: Once a year we gather to reconnect, deep-dive into big topics, and relax.
• Diversity and inclusion are important at Swan. We’re working hard to get better every day.