Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients.
Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.
Performs financial analysis and calculations, assesses client creditworthiness, prepares detailed credit summaries, analyses financial performance and risk profiles of clients within the portfolio.
Supports credit-granting decisions by making recommendations to manager.
Supports portfolio monitoring and compliance, identifies deteriorating credit conditions and ensures compliance.
Analyzes metrics and assesses industry trends to spot risks and opportunities.

3 – 4 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment
Bachelor’s degree required; Business Administration, Finance and Accounting preferred
Intermediate level of proficiency: Problem Solving, Collaboration, Detail-Oriented, Analytical Thinking, Loan Structuring, Regulatory Compliance, Portfolio Management, Credit Risk Assessment, Banking Operations, Microsoft Office
Advanced level of proficiency: Data analysis tools, Financial analysis

Commercial Credit Analyst, New or Recent Graduate

Key skills