Vice President of Compliance – Mortgage

Role Overview

• Lead the Compliance Department, overseeing compliance programs including BSA/AML and Fair Lending.
• Develop and implement company-wide compliance strategies, policies, and procedures.
• Represent company and liaison with regulators and external agencies; Ensure department timely delivery of audits, exams, consumer complaint responses, and compliance reporting.
• Interpret and provide guidance on mortgage lending regulations and agency guidelines (e.g., CFPB, HUD, VA, TILA, RESPA, TRID, QM/ATR, ECOA, MDA, GLBA, UDAAP, SAFE Act, Fannie Mae, Freddie Mac).
• Oversight of NMLS licensing, state regulatory requirements, examinations, and annual reporting obligations.
• Oversee audit process, monitoring, and ensure adequate testing of compliance procedure, disseminate corrective actions and monitor remediation.
• Establish SOPs and efficient processes to support organizational needs and provide excellent service to business units.
• Oversee loan reviews, identify trends, and report findings to Senior Management.
• Resolve escalations on complex compliance issues and collaborate across departments to implement timely solutions.
• Provide leadership and coaching to Compliance staff, ensuring clear performance standards and objectives.

Requirements

• 10+ years of experience in compliance, risk management, or financial services; mortgage origination experience required.
• 5+ years of management/leadership experience in compliance, including leading teams; Proven experience in building compliance functions and processes.
• 5+ years’ experience with independent mortgage banking (IMB).
• Strong knowledge of federal and state mortgage lending regulations, investor guidelines, and government agency standards.
• Working knowledge and hands-on experience with NMLS system and requirements.
• Prior experience managing regulatory exams, audits, compliance reporting, quality control, and TPO oversight.
• Proficiency with Encompass and Mavent.
• Professional certifications preferred, including CRCM (Certified Regulatory Compliance Manager) or CAMS (Certified Anti-Money Laundering Specialist).

Benefits

• EPM provides tools, technology, and support to excel at work.
• Committed to a valued workplace where everyone is heard.
• Equal opportunity employer focusing on inclusiveness.