Review and analyze medical, lifestyle and financial information to evaluate eligibility and risk for applications for Life and Critical Illness Insurance products.
Conduct risk assessment, make and communicate decisions for each application.
Build strong relationships with our clients and advisors and deliver an exceptional service experience.
Analyze insurance applications and evidence of insurability; apply holistic underwriting expertise in all areas of underwriting including medical, financial and lifestyle factors to make sound and competitive underwriting decisions.
Where decisions are unfavorable for the client, try to negotiate a better decision from our reinsurers, in accordance with reinsurance treaties and internal rules.
Effectively communicate and explain decisions to advisors and/or client’s physician as required.
Build strong relationships and partner with business leaders, sales teams and advisors delivering exceptional service and expertise.

Must underwrite both Life and Critical Illness
Minimum Life signing authority of $5M and Critical Illness signing authority of $300K
Must be comfortable with financial underwriting on large premiums
Bachelor's degree or equivalent
Specialized training: ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU)

Access to short-term assignments or ‘Gigs’ across the organization, to help you develop new skills and connections.
A collaborative and interactive team environment
Charitable giving through our You Give, We Give program lets you give back to your community – and in many cases, we’ll match your contributions.
Care Days available for self-care or care of others (i.e., family or others you may support) and Sick Days to support your well-being.

Senior Underwriting Consultant

Key skills