Identify and develop insurance prospects and appropriate markets
Respond to referrals quickly and effectively
Pre-qualify prospects for insurability and quality of risk
Enter client or prospect details in agency management system
Design insurance plans and recommend coverage to clients
Survey loss exposures, needs, and possible uninsurable or difficult-to-insure exposures for clients
Create insurance proposals
Make sales presentations to prospective and existing clients on new and renewal business
Complete and submit applications and related documentation to appropriate insurance markets
Develop, follow, and complete sales objectives
Educate clients concerning agency payment expectations and cancellation procedures
Collect down payments from insureds for purchases of new and upgraded coverage
Obtain signatures on all applications
Acknowledge non-standard coverage limitations and binding restrictions
Ask for referrals from insureds to help generate new business
Explain coverage and exclusions and document explanations in agency management system
Develop a book of business that is profitable for both the agency and carriers
Work with clients to ensure limit and coverage adequacy
Review existing Policy coverage at least annually
Review appropriate policy change requests and other account activity
Document automated file as appropriate
Recommend and help insureds carry out loss control programs

Licensed Insurance Sales Producer, Customer Service Representative

Key skills