Ensuring accuracy, integrity, security, and quality of data
Implementing robust data governance frameworks and controls
Managing data integration from various sources, especially third-party credit bureaus
Ensuring strict adherence to legal and regulatory standards (FCRA, OCC, CFPB, Federal Reserve)
Applying compliance across all data processes, systems, and reporting
Identifying, assessing, and mitigating risks related to data quality, credit risk models, and regulatory non-compliance
Acting as a key liaison and collaborating with internal stakeholders (e.g., Risk, IT, Compliance, Legal, Finance, Business units)
Leading initiatives to drive automation, enhance efficiency, and improve scalability of data management, testing, and compliance
Contributing to the development and implementation of credit risk strategies.

Bachelor's degree in a relevant field (Finance, Risk Management, IT)
5+ years of experience in consumer credit risk management or financial services
Understanding of credit risk models and decisioning systems
Strong capabilities in data analysis, data integration, and managing complex data sets
Proficiency with relevant technical tools and platforms (e.g., SAS, SQL)
Must demonstrate clear and concise verbal and written communication skills
Ability to convey complex information to diverse audiences
Solid understanding of the regulatory landscape affecting credit reporting and risk management
Experience in ensuring compliance.

Citi is an equal opportunity employer
Qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

Consumer Credit Risk Officer

Key skills