Completing the daily duties of underwriting and monitoring credit
Performing analytical activities and identifying risks or issues
Drafting credit approval documents and review memos for loans and other products
Building proficiency in underwriting and completing the underwriting process
Attending and supporting Portfolio Reviews as needed
Monitoring Credit Excellence and initiating collection of financial statements
Preparing succinct credit approval memos
Completing ongoing portfolio monitoring and covenant tracking
Verifying covenants and defining updates needed on ticklers
Generating various pipeline and portfolio reporting as needed
Preparing Criticized Period Reviews reports with oversight
Running projection models with provided assumptions
Maintaining a working knowledge of Bancorp credit policies, guidelines and procedures
Performing Borrowing Entity PD Ratings and Obligation LGD Ratings

Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
2+ years of Commercial Banking credit analysis experience
Sound Financial and risk analysis understanding
Ability to develop financial models
Extensive Knowledge of banking products and services
Knowledge of corporate business structure and legal documents
General knowledge of U.S. government and regulation
Proficiency in internal banking applications
Strong verbal and written communication skills
Demonstrated strong problem-solving and analytical skills

Credit Analyst – Financial Institutions

Key skills