About this role
Role Overview
- Provides support to the Credit Officer underwriting loans with moderate and higher level complexity.
- Joins credit officer and commercial banking officers on client and prospect calls in multiple markets.
- Completes due diligence and analyzes industry and company financial information.
- Prepares spreads, written analysis and underwriting documents providing a comprehensive financial analysis of the borrower and guarantor’s financial condition documenting repayment capacity, including industry comparisons and projections when necessary, LAR, and other materials supporting loan approvals as needed.
- Demonstrates strong judgment in loan structuring and recommendations for approval and an ability to interact effectively with clients.
Requirements
- 4 Year College degree, preferably in Finance or Accounting or equivalent education and experience
- Minimum 5 years lending or credit experience
- Strong verbal, writing and interpersonal skills.
- Excellent analytical, credit and underwriting skills.
- Sound organizational and time-management skills.
- Complete knowledge of commercial loan policy and appropriate federal and state regulations pertinent to commercial lending.
- Sound understanding of economics, commercial finance and accounting.
Benefits
- Generous Paid Time Off : At least 22 days annually, prorated in the year of hire.
- Parental Leave : Six weeks of paid leave at 100% of your salary.
- Comprehensive Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants.
- Dental and Vision Coverage : Ensuring your overall health and well-being.
- Flexible Spending Accounts : For healthcare and dependent care expenses.
- Employer-Paid Disability Coverage : Both short-term and long-term, with an option to purchase additional long-term coverage.
- Life Insurance : Employer-paid basic life insurance, with an option to purchase supplemental coverage.
- Voluntary Benefits : Including hospital, accident, and critical illness coverage.
- Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.
- Adoption Assistance : Supporting your growing family.
- Tuition Reimbursement : Invest in your education and career growth.
- Employee Assistance Program (EAP) : Access to support and resources.
- Pet Insurance : For all your furry friends.
- Financial and Banking Services : Various banking services benefits and financial planning assistance.