Post Close Auditor

Role Overview

• Coordinates the review and audit of completed SBA and business banking loan packages post-closing in compliance with policies and procedures, regulatory guidelines, and investor standards by gathering and reviewing necessary documents and information within designated time frames
• Communicates with internal staff, customers/clients, lenders, SBA partners, counsel, and other stakeholders to respond to inquiries, resolve post-close exceptions, and obtain additional documentation needed to complete the file
• Ensures compliance with internal policies, SBA SOP requirements, regulatory and investor requirements, and quality control standards
• Reviews files for completeness, accuracy, and adherence to SBA eligibility, documentation, and closing requirements
• Identifies documentation deficiencies, collateral exceptions, or compliance gaps and works to resolve or escalate issues as appropriate
• May support post-close audit reporting, file certification, and reconciliation activities, including reviewing final loan terms, fees, and disbursements for accuracy

Requirements

• High school diploma or equivalent
• Typically four to six years of relevant experience
• Thorough knowledge of legal documents used to support applicable loan processing, with emphasis on SBA and business banking documentation
• Ability to identify and resolve/escalate complex problems with minimal guidance
• Ability to apply critical thinking for all elements of loan documentation construction and post-close audit review
• Ability to master the bank’s documentation and audit software
• Thorough knowledge of closing policies and procedures, funding policies, underwriting requirements, SBA guidelines (SOP), governmental requirements, terminology, and automated processing systems
• Thorough knowledge of applicable credit policies and approval processes for assigned product(s)
• Ability to work effectively and accurately in a fast paced, high production, professional environment
• Strong organizational skills
• Effective verbal and written communication skills

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law