Own and evolve the operating model, including revenue drivers, cost structure, and capital costs
Lead annual budgeting and monthly forecasting/reforecasting cycles, ensuring alignment with company strategy
Deliver variance analysis (actuals vs. forecast vs. budget), identifying key drivers and providing actionable insights
Partner with business unit leaders (Sales, Marketing, Operations, Product) to: Evaluate loan pricing and exception strategies
Analyze customer acquisition cost (CAC) and marketing spend ROI
Improve operating efficiency (e.g., offshore model optimization) via key performance indicator (“KPI”) development
Review sales commissions and incentive structures
Develop and manage KPI frameworks aligned to growth, unit economics, and profitability
Produce management reporting, Board of Directors materials, and investor updates
Lead ad hoc analyses tied to growth strategy, new products, or market expansion
Build scalable FP&A processes, systems, and data infrastructure

6–8+ years in FP&A, corporate finance, financial advisory, or strategic finance (fintech, startups, or high-growth companies preferred)
Strong financial modeling and operating model experience
Proven ability to partner with cross-functional stakeholders
Experience presenting to leadership and/or Board-level audiences
Advanced Excel/Sheets; experience with BI tools (e.g., Tableau) preferred
Strong business judgment and ability to translate data into insight
Preferred Qualifications: Experience in fintech lending, financial institutions, or banking
Exposure to SQL or data analytics tools
Startup or dynamic/fast-paced environment experience

Financial Planning & Analysis Manager

Key skills