Associate, Specialised & Project Finance, Structured Finance

Role Overview

• Support Directors, Associate Directors and Senior Associates in the origination, execution and ongoing management of structured finance transactions.
• Contribute to deal administration, financial analysis, credit submissions, stakeholder coordination and portfolio handovers, while building the technical, legal and credit structuring capability needed to develop into a broader deal team role over time.
• Support deal execution and administration across structured finance transactions, working with the wider deal team to deliver quality output within target timelines.
• Assist with financial analysis, credit risk assessment and the preparation of credit committee submissions, presentations and related materials.
• Help to identify, assess and escalate transaction and portfolio risks, while operating within approved credit processes, appetite frameworks and wider bank controls.
• Co-ordinate effectively with internal stakeholders including Coverage, Risk, Portfolio and product teams, as well as external advisers and customer stakeholders where appropriate.
• Support relationship development with existing and prospective clients, management teams and key business introducers as part of a broader deal team.
• Maintain high standards of data integrity, customer confidentiality, regulatory compliance and accurate recording of origination and customer activity in key systems.
• Contribute to post-completion portfolio handovers, ongoing relationship support, team initiatives and continuous improvement in procedures, reporting and ways of working.
• Take ownership of your professional development, learning technical, legal and credit structuring skills, and contributing positively to team culture and Santander behaviours.

Requirements

• Relevant experience in a Corporate Banking, Corporate Finance or wider financial services environment, with exposure to lending, credit or transaction execution activity (Required)
• Experience supporting financial analysis, credit assessment, deal execution or portfolio management activity, with the ability to work accurately under time-critical deadlines (Required)
• Experience contributing to pitches, tenders, marketing activity or broader business development support would be advantageous (Preferred)
• Have a good working knowledge of nCino and be comfortable using the platform as part of the credit process (Required)
• Degree-level education or equivalent professional experience in finance, accounting, economics, business or a related discipline (Required)
• Accountancy qualifications or similar professional qualifications are advantageous, but not essential (Preferred)
• Good credit and financial analysis capability, including financial modelling skills or demonstrable transferable skills and the ability to develop this competency quickly (Required)
• Knowledge of corporate banking or structured finance products, credit processes and the financial services market, with strong attention to risk and control requirements (Required)
• Strong working knowledge of Microsoft Office and the ability to learn internal systems, processes and reporting requirements quickly (Required)
• Strong communication and interpersonal skills, with the ability to work collaboratively across deal teams and build effective internal and external stakeholder relationships.
• Highly organised and detail-oriented, with resilience, sound judgement and the ability to manage competing priorities and deadlines in a fast-paced environment.
• Proactive, accountable and eager to learn, with the confidence to seek feedback, take initiative and contribute positively to team performance and customer outcomes.

Benefits

• Wellbeing that goes beyond work — access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support.
• Support for every life stage — from menopause and pregnancy to parenthood and beyond, with enhanced family leave, childcare options and tailored wellbeing support.
• Time to give back through volunteering opportunities that let you make a difference in the communities we serve.
• Global growth opportunities to shape your career, learn new skills and explore what’s possible across our international network.