About this role

Evaluate and assess the potential impairment of financial assets
Ensure the bank's financial statements accurately reflect the economic value of its assets
Identification of potential impairment triggers and analysis of relevant information
Application of quantitative and qualitative impairment tests to determine impairment status
Assessment of impairment loss and documentation of the process
Management and regular reassessment of impaired assets
Collaborate closely with other functions/business divisions
Lead a team or guide team members through structured assignments

Ability to deal with complex problems/issues, hypothesis testing via data analysis
High level of proficiency in SQL and Python
Impairment provisioning standards (i.e. IFRS9)
Forecasting and risk modelling technique knowledge
Portfolio risk management knowledge including full credit risk lifecycle and it’s impacts on the drivers of impairment
Team working and stakeholder management across all levels
Documentation of existing processes and models to a required standard as defined by the internal & external auditors and other governance bodies
Ability to translate from a technical aspect to a non-technical audience

AVP Wholesale Impairments – Actuals & Stress Testing

Key skills