Senior Insurance Product Manager, Home

Lemonade is seeking a Senior Insurance Product Manager to create the most loved insurance on the planet. This critical role will focus on profitably growing Lemonade’s Property line by collaborating with various teams to enhance the insurance experience and drive product strategy.

Responsibilities:

• Own Catastrophe (CAT) management and strategy, leveraging complex data to deliver state-specific recommendations for underwriting, pricing, and risk mitigation
• Drive the countrywide pricing plans and overall homeowners strategy to ensure profitable growth
• Continuously monitor product performance, measure the impact of changes, and recommend data-driven improvements and enhancements
• Collaborate with Actuarial and Underwriting experts on developing coverage, pricing accuracy, and eligibility requirements
• Translate product vision into actionable plans, gathering detailed product specification documents to define project requirements
• Research market trends, competitor actions, and regulatory changes to inform and advance the homeowners business
• Partner with Insurance Operations to facilitate regulatory approval for new features, rate changes, and product enhancements

Requirements:

• 8+ years of P&C experience, with a minimum of 6 years in personal lines homeowner insurance state or product management
• Bachelor's degree in Business, Insurance, Finance, or a related field (or equivalent experience)
• Exceptional analytical skills and attention to detail, with a knack for identifying trends and driving action
• Strategic thinker with an ownership mentality, willing to challenge the status quo and propose creative solutions
• Superior organizational and project management capabilities, comfortable managing multiple complex priorities in a fast-paced environment
• Strong collaborative spirit and exceptional written and verbal communication skills
• Ability to work in a remote environment
• Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture